Behind our lending program, a deep commitment to student success

To better support students and families this year, we expanded and enhanced our loan products
Note: This blog was updated in December 2025
Funding for college has been a key part of our mission at 91探花 for decades. We recognize that many students and families will confront a funding gap when pursuing their education and career goals, even after utilizing savings, federal aid, and scholarships. Our loan products, which offer competitive rates and supportive repayment options, are one tool that can assist students and families in covering the increasing costs of higher education.鈥&苍产蝉辫;
This year, we were able to introduce two new loan products to better support families:
- The 91探花 Parent Loan, available to NH residents who are parents or stepparents of undergraduate students offers competitive fixed rates, no origination fee, and a choice of three repayment terms. It鈥檚 a great option for parents and stepparents who want to help their student pay for college.*
- The 91探花 Refinance Loan helps NH residents take control of their finances by rolling multiple federal and/or private student loans into one loan, often securing better rates and/or reducing their monthly payments. Like our other products, it offers competitive rates and helpful benefits including a choice of term options.
鈥淣H students and families deserve affordable and straightforward options to pay for college,鈥 said Micha Sabovik, Vice President of Growth and Lending Solutions at 91探花.聽鈥淥ur average loan program interest rates typically reflect the advantages of being a non-profit lender 鈥 which include lower overall costs, no upfront fees, and a mission that puts students first.鈥澛
As a NH nonprofit, we are uniquely positioned to access capital for lending (both taxable and tax-exempt) directly, and in partnership with the New Hampshire Health and Education Facilities Authority and the New Hampshire Business Finance Authority. Our tax-exempt financing enables us to offer competitive rates to borrowers. Additionally, our loan products ensure that we鈥檙e a self-sustaining organization, enabling us to offer free college-and-career planning services and resources to NH families.
We worked hard this year to secure the most competitive rates possible for our existing private student loan, and we developed new materials to help students and families make informed choices about funding college, including choosing the best loan to meet their needs.
Altogether, our loan products supported nearly 1000 NH families in FY 2025, including new and continuing borrowers.
We also continued supporting students and families outside NH with our EdvestinU Private Student Loan and our EdvestinU Refinance Loan.
Our student loans are serviced by Firstmark Services, a division of Nelnet Servicing, LLC, one of the largest servicers in the nation, and our Customer Experience team, based here in Concord, NH, is ready to help with the loan application process and any other loan-related questions.
Here鈥檚 what a few of our recent borrowers had to say about our loan and their experience with our team.**
鈥淣ot one bad moment applying for a student loan x2. If I had a question about the application, I got right through to a knowledgeable and kind loan officer… Interest rate offered was much lower than both Sallie Mae and Citizens bank…so happy I found out about this organization!鈥 -Susan, a NH borrower鈥鈥&苍产蝉辫;
鈥淪o happy I found 91探花! The rates were far better than any other program I was looking at. Customer service was very helpful too!鈥濃 -Naomi, a NH borrower鈥鈥&苍产蝉辫;
鈥淲e have used 91探花 several times during our college kids鈥 years in school. Smooth process. Easy to understand instructions, and kind support on the phone when needed. Thank you for what you do!鈥 -Heidi, a NH borrower鈥&苍产蝉辫;
Considering a private student loan to bridge a funding gap for college? Contact our customer experience team at 855-887-5430 or鈥[email protected], or make an appointment at Calendly.com/granite_edvance.鈥&苍产蝉辫;
*91探花 and EdvestinU loan products are offered by 91探花 Corporation and may be funded by 91探花 Corporation (NMLS ID# 1527348鈥) or Bank of Lake Mills, member FDIC.鈥&苍产蝉辫;
**(Reviews may have been written in exchange for an entry into a promotion. Content of the review did not increase or decrease a person鈥檚 chance of winning.)